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1

Dr. Laxminarayan Chandraya Kurpatwar

Abstract:
This research paper explores the profound influence of Technology 4.0 on accounting practices in India. The advent of technologies like artificial intelligence (AI), blockchain, machine learning (ML), and cloud computing has drastically reshaped the accounting landscape.


1-9
2

Dr. Suvarna S.

Abstract:
For the last 20 years, Google has been the search engine that most people use for everyday searches, product research, and staying up to date on the latest news. With its longstanding domination and majority market share, it’s been hard to argue that any search engine serves up better results than Google. Because of this market dominance, Google has also been the main search engine of focus for SEO and marketing professionals. Hence the present study is focussing on how these Search Engines are going to help Researchers in their research.


10-12
3

Seema Singh, Dr. J. P Bhosale

Abstract:
As the digital landscape continues to evolve, so do the threats to cybersecurity. This research endeavours to unravel the intricate relationship between Artificial Intelligence (AI) and Machine Learning (ML) in fortifying the realm of cybersecurity.


13-23
4

Miss. Bankar Snehal Dattatraya

Abstract:
Despite making up half of the global population, women still struggle with inequality in all spheres of life, including non-governmental organizations. Males always believe that women cannot be competent managers or leaders, yet at the home level, males support women's employment because they believe that women are only suitable for domestic work. This causes issues for organizations, especially in the area of leadership.


24-32
5

Avinash Ramchandra N

Abstract:
Financial Technologies refers to firms using new technology to compete with traditional financial methods in the delivery of financial services. The use of smart phones for mobile banking, investing, borrowing services and crypto currency are examples of technologies created to make financial services more accessible to the general public In the current study an attempt is been made towards knowing the level of awareness among degree college students of Mysore city is undertaken and mobile banking, insurance, stock trading , block chain, digital payment financial technologies is been used.


33-35
6

RUPALI NAVNATH KATORE, DR. VRISHALI S. RANDHIR

Abstract:
The present research paper is focused on opportunities for women entrepreneurship and the challenges before women entrepreneurs. The entrepreneur is an economic man, who tries to maximum his profits by innovation. Innovation involves problem solving and entrepreneur gets satisfaction from using capability in attacking problems.


36-42
7

Ms. Hemlata S. Chaudhari, Dr. Kishor Lipare

Abstract:
The said research paper is focuses on the challenges and opportunities for rural entrepreneurship in India. Rural Entrepreneur succeeding as an entrepreneur and an innovator in today’s world is vastly different from what it was earlier. Beside the existing generation of entrepreneurship also is passing through the transition period.


43-47
8

DR. V. T. PATE

Abstract:
The present research paper is conceptual in nature. As a researcher, I have tried to take a detailed study at this GST concept from the present research paper titled "Impact of GST on key sectors of the Indian Economy”. In recent globalised world, Indian Economy is fastest growing economy in the world. With the help of foreign direct investment many outside countries and its businesses interested to establish our business in India.


48-54
9

DR. J. P. BHOSALE

Abstract:
The present research paper is focuses on the Digitalization and Make in India initiative for entrepreneurship growth of India. It also describes the challenges before entrepreneurs in India. Digital India, a programme for bringing high speed internet to rural area has been launched by the government of India for benefiting the number of scheme such as make in India, Bharatmala, Sagarmala, Start up India and Stand up India etc for transforming India into a digitally empowered society and knowledge economy.


55-63
10

Dr.Payal Prakash Oswal

Abstract:
In this globalization era India is far lacking behind the technologies and services provided in private and Government sector as compared to the European Countries as well as other Asian countries. Whereas the gross GDP of the other countries is surprisingly increasing compared to Indian economical sector and one of the major reasons behind this scenario is the E-Management which is the most heat topic now-a-days. This paper will present the concept of E-management and evaluate its challenge then trace its implementation in India.


64-68
11

GETAM SANDIP KIRAN, DR. VIJAYA NITIN GURSAL

Abstract:
A bank is financial institution that provides banking and other financial services to their customers. A bank is generally understood as an institution which provides fundamental banking services such as accepts and providing loans. There are also non banking institutions that provide certain banking services without meeting the legal definition of a bank. Banks are a subset of the financial services industry.


69-74
12

PRIN. DR. DILIP B. SHINDE, RANVEERSINGH AJITSINGH PAWAR

Abstract:
The domestic organized players are very few in comparison of unorganized player. Compared with the international organized player, the domestic players who are in the lack of capital are not effective in healthy competition. SO the industry is in need of capital infusion. The traditional practice of selling goods to the consumer is unorganized retail like Kirana store, Mom store.


75-81
13

DR. J. P. BHOSALE

Abstract:
This paper reviews literature on social commerce in the context of a digital economy. The digital economy is one depicted by a structural shift from the industrial economy towards an economy characterized by information and communication technologies (ICT). Social commerce is a form of e-commerce that is based on the utilisation of social media and Web 2.0 technologies to assist “buyer interaction that leads to the creation of active content;


82-89
14

DR. A. A. GUNJAL

Abstract:
The present research paper is focusing on the importance of IPR, the types of IPR and status IPR in India. Intellectual Property Right is exclusive right is granted by government of India for protection originality of work of inventor. Simple intellectual property right is intangible creation of human mind. In this intellectual Property right includes in Patent, Trademark, Trades crates, Industrial design, Layout design and Copyright oriented rights.


90-96
15

Dr. Renuka E. Walunj, Dr. Rahul D. Tamhane

Abstract:
Investment refers to commitment of funds at present with expectation of generating income in future. It involves purchasing financial assets or employment of funds in anticipation of some positive rate of return in future.


97-102
16

Dr. Rahul D. Tamhane, Dr. Renuka E. Walunj

Abstract:
This study presents a comprehensive study on the challenges and barriers associated with solar appliance awareness across India. Despite the numerous advantages of solar appliances in terms of sustainability and energy savings, their adoption and awareness remain relatively low in many parts of the country. This study aims to identify and analyse the key challenges and barriers hindering the widespread awareness and adoption of solar appliances in India. By understanding these obstacles, policymakers, industry stakeholders, and researchers can develop targeted strategies to address them, promote solar appliance adoption, and accelerate the transition to a sustainable energy future.


103-111
17

Ms. Erum Faheem Siddiqui

Abstract:
Talent control is a enterprise method that companies consider will permit them to hold their pinnacle gifted personnel and enhance organization’s overall performance. It is the method of successfully hiring the proper skills, making ready them to take in pinnacle positions in future, assessing and dealing with their overall performance and additionally stopping them to go away the organization


113-120
18

Dr. Nirmala Khess

Abstract:
On December 1, 2022, India introduced its Digital Rupee, also known as the Central Bank Digital Currency (CBDC) or e-Rupee, a legal tender in digital form issued by the RBI. The Unified Payment Interface (UPI) has experienced significant growth in India, with a reported increase of 118% in 2022. The advent of digitalization has propelled the Indian economy forward, and the e-rupee marks a new payment landscape, enabling extensive foreign transactions and providing Indians worldwide access to international transactions, impacting both the economy and fintech industries.


121-131
19

Prof. (Dr.) Amar Kumar Chaudhary, Antra Gupta

Abstract:
India is regarded as one of the fastest-growing economies in the world. In the fastgrowing digital economy, the use of digital tools and applications has also increased. This research paper is divided into two parts.


132-143
20

Dr. Sarika Aba Jagadale

Abstract:
The National Education Policy of India 2020 (NEP 2020), which was started by the Union Cabinet of India on 29 July 2020, outlines the vision of new education system of India. The new policy replaces the previous National Policy on Education, 1986. The policy is a comprehensive framework for elementary education to higher education as well as vocational training in both rural and urban India. The policy aims to transform India's education system by 2030. The National Policy on Education, 1986 and the Programme of Action, 1992 envisaged free and compulsory education of satisfactory quality to all children below 14 years.


144-153
21

Dr. S. D. Takalkar Miss. Kanase Jayshri Nivrutti

Abstract:
The study discusses the challenges and best practices in credit risk assessment and mitigation in commercial banks. It explores various credit risk assessment methodologies used by commercial banks in India, highlights the effectiveness of existing risk mitigation strategies, and discusses industry best practices, successful approaches, and lessons learned from leading commercial banks. Furthermore, the results also provide recommendations for enhancing credit risk management frameworks in commercial banks by incorporating emerging trends, ensuring compliance with regulatory requirements, and embracing technological advancements. Key words: Credit Risk Assessment, Commercial Banks.


154-163
22

Preety

Abstract:
For developing nations like India, development in the economy, innovation in technology, and better global integration are all greatly aided by foreign direct investment (FDI). Foreign direct investment (FDI) patterns into India during the last decade are analysed and their effects on different parts of the Indian economy are assessed in this article. Liberalized regulations, economic reforms, and an investor-friendly environment have contributed to a notable increase in foreign direct investment (FDI) flowing into India, according to the study. Manufacturing, services, and infrastructure are just a few of the many areas that have attracted investors to India, making it one of the leading destinations for foreign direct investment. Jobs have been created, technology has been transferred, and productivity has been improved because to foreign direct investment (FDI). This is especially true in important industries like medicines, information technology, and telecommunications. The country's export competitiveness has been enhanced because to FDI, which has allowed India to participate more fully in global value chains and encouraged economic diversification. Problems including outdated regulations, ineffective bureaucracy, and inadequate infrastructure still prevent FDI from reaching its full potential. Maximizing the developmental impact of foreign direct investment (FDI) requires smart policy interventions to address concerns about sectoral concentration, crowding out of local investment, and sensitivity to external shocks. Contributing to GDP growth, employment generation, and technical improvement, FDI has emerged as a fundamental engine of India's economic change. It would be crucial for India to achieve sustainable and equitable growth in the years to come if it wants to establish itself as a global economic powerhouse and use FDI inflows efficiently.


154-165
23

Preety

Abstract:
For developing nations like India, development in the economy, innovation in technology, and better global integration are all greatly aided by foreign direct investment (FDI). Foreign direct investment (FDI) patterns into India during the last decade are analysed and their effects on different parts of the Indian economy are assessed in this article. Liberalized regulations, economic reforms, and an investor-friendly environment have contributed to a notable increase in foreign direct investment (FDI) flowing into India, according to the study. Manufacturing, services, and infrastructure are just a few of the many areas that have attracted investors to India, making it one of the leading destinations for foreign direct investment. Jobs have been created, technology has been transferred, and productivity has been improved because to foreign direct investment (FDI). This is especially true in important


154-165
24

Dr. Vaishali Mukund Deshpande

Abstract:
Now a days Business climates, organist ions are facing a more complex and competitive environment than ever before. As a result, the competencies of the managers who thrives in the modern-day business world is changing. So the new trends in management that learning initiatives will need to employ.


164-168
25

Dr. Deepak Kumar Sharma

Abstract:
Credit risk management policies are crucial for financial institutions to mitigate credit risk exposure. These policies encompass various mechanisms such as policy frameworks, credit risk rating frameworks, credit risk limits, modeling, mitigation, audits, and loan review mechanisms. The present study, which is descriptive in nature, attempts to examine the bankers’ viewpoint towards credit risk management policies with a sample of 150 bankers’ selected by using judgement sampling. To analyze the data, a set of statistical techniques such as frequency distribution, percentage, mean, standard deviation was used. ANOVA technique and t-test have been used validate the results. The study found that there is no significant difference among the demographic profile-wise bankers’ viewpoint towards the credit risk management policies. Banks should further explore comprehensive credit risk assessments, establish clear lending criteria, diversify their credit portfolios, conduct regular credit monitoring and reviews, implement robust collection and recovery processes, leverage technology for credit risk management, and ensure regulatory compliance in their CRM practices.


166-177
26

Mayur C. Jadhav, Dr. D. D. Pawar, Girish G. Nimbarkar

Abstract:
This research paper delves into the intricate dynamics of agribusiness entrepreneurship in Maharashtra, aiming to comprehensively understand the entrepreneurial behaviour of agribusiness operators and its impact on performance. Employing a quantitative research methodology, the study investigates the behavioral and situational characteristics influencing entrepreneurial behaviour, identifies constraints faced by agribusiness operators, and proposes strategies for entrepreneurship development. The findings underscore the pivotal role of innovation, motivation, and effective resource management in shaping entrepreneurial behaviour, while also highlighting significant constraints such as external factors and operational challenges. The implications of this research extend to practitioners and policymakers, offering actionable insights for targeted interventions and support measures to enhance the entrepreneurial ecosystem in the agribusiness sector. Future research avenues may explore the longitudinal effects of implemented strategies and delve into regional variations within Maharashtra, contributing to a nuanced understanding of agribusiness entrepreneurship.


169-181
27

K. M. CHAVAN

Abstract:
An investigation was undertaken at ICAR-Directorate of Floriculture Research, Pune to study the effect of different sources of sugar on quality attributes of wine prepared from rose petals (cv. Rose Sherbet). The experiment was planned using five sources of sugars (S1-Cane sugar, S2-Honey, S3-Jaggery, S4-Glucose syrup and S5-Sugar blended with stevia). The sugar syrup prepared with 22oBrix TSS and pH 3.7. The sugar and rose petals (1:0.5 ratio) fermented with Saccharomyces cerevisiae (LALVIN ICV D254TM) @ 0.25g/lit yeast at 20oC temperature till CO2 bubbles evolving from airlock.


182-197
28

UTKARSH DATTATRAY KALE

Abstract:
For successful completion of audit assignment, one of the basic need is proper audit planning. A detailed audit plan would cut the time in field work and reporting. Due to a well thought out plan, the Internal Auditor knows which areas are more risks to be concentrated in audit and also have a subject expert to guide the team. This adds value to the audit assignment and would immensely beneficial for both the auditor as well as the audit customer. In this article, it is explained the need for process based internal audit, importance of audit planning and the steps of planning process


198-202
29

PROF. RAJASHRI YADAV SAWANT

Abstract:
Industrial sickness has become a problem in developed and developing countries and\r\nisincreasing day by day as socio, political economic and legal factor are changing in this\r\npaper


328-332
30

DR. J. P. BHOSALE, MR. CHIRAG B. BHUJBAL

Abstract:
This research paper delves into a comprehensive study of the challenges encountered by the dairy industry in Pune city, exploring issues related to fodder availability, weather fluctuations, veterinary services accessibility, market volatility, and regulatory complexities. Simultaneously, the study investigates the perceived impact of advanced technologies on the economic sustainability of dairy farms, encompassing aspects such as efficiency, productivity, health, reproduction outcomes, and profitability. The findings reveal a consensus among dairy farmers regarding the existence of significant challenges, while also indicating a positive perception of the role of modern technologies in addressing these challenges and promoting economic sustainability.


203-210
31

Mr. Vikram, Mr. Rahul Pandit, Mr. Rahul Shrivas

Abstract:
This paper examines the distinct growth trajectories of Jharkhand, Chhattisgarh, and Uttarakhand since their formation in 2000 through a comparative analysis of macroeconomic indicators using secondary data on variables like state domestic product, population, foodgrain output, power use and fiscal deficits. Applying analytical techniques including trend analysis, it unravels inter-state divergences underpinned by heterogeneity in initial conditions and policy approaches.


211-227
32

Mr. Chandrahas Rajak, Ms. Akriti Xalxo, Ms. Tanya Singh

Abstract:
Historically, beauty was women's territory. But times are changing! More men are embracing self-care and using beauty products. However, we don't know much about what drives their choices, especially in places like Chhattisgarh. This is a missed opportunity for businesses. By understanding how men in this region think about beauty, companies can design products and marketing that resonate with them, unlocking a lucrative new market segment.


228-240
33

Mr. Nandansing Patil

Abstract:
As the dynamics of the modern workplace continue to evolve, understanding the challenges faced by millennial employees has become increasingly crucial for organizations striving to foster a productive and inclusive environment. This paper presents a comprehensive examination of the multifaceted challenges encountered by millennial employees in today's professional landscape.


241-252
34

Dr. Shakeb Ahmed Mumtaz Husain

Abstract:
This research paper delves into the rapidly evolving landscape of technology and explores the multifaceted relationship between new technological trends by focusing on the Internet of Things (IoT) and its profound impact on business performance. By exploring current trends and assessing their implications, this study aims to provide insights for businesses to adapt, thrive, and leverage IoT for enhanced efficiency and competitiveness.


253-262
35

G.G. Nimbarkar, Dr. A. R. Ghumatkar, M.C.Jadhav

Abstract:
This research paper investigates the impact of operational management practices on the efficiency of District Cooperative Banks in western Maharashtra. Additionally, it explores employees' perceptions regarding these practices, aiming to provide a comprehensive understanding of the operational dynamics within cooperative banking. Through Likert-based statements and one-sample t-tests, the study reveals a significant positive impact on efficiency and a positive perception among employees towards operational management practices.


263-272
36

Pingale Ankush Atmaram

Abstract:
India has experienced remarkable economic progress in recent years. The rural market has had tremendous growth and is now bigger than the urban market due to urban markets reaching saturation and seeing a slowdown in relative expansion in recent years. Approximately 70% of India's population resides in rural areas, highlighting the importance of acknowledging the significance of marketing and advertising in these regions. Most businesses and marketers are now focusing on rural markets. With the market growing, it is crucial to update, develop, and innovate marketing tools, channels, and methods.


273-278
37

Mr. Vikram, Mr. Vedprakash Netam, D Prakhar Umre

Abstract:
The paper examines the risk-return trade-off between Reliance Industries stocks and Bitcoin over a five- year period from January 2019 to February 2024. It identifies a research gap in comparing traditional and modern investments and aims to analyze volatility and returns using ARCH and GARCH models. Results show Bitcoin outperforms Reliance in CAGR and Daily Average Return with higher volatility confirmed by ARCH-LM tests and the GARCH (1,1) model. The findings underscore the importance for investors to consider both risk and return when evaluating investment options.


279-295
38

PROF. SWAPNALI SHIVAJI KADAM

Abstract:
The present research paper is focuses on the types of AI and also the uses of deep learners. The intelligent machines will replace or enhance human capabilities in many areas. Artificial intelligence is the intelligence exhibited by machines or software. It is the subfield of computer science and Engineering. Application areas of artificial intelligence is heaving a huge impact on various fields of life as expert system is widely used in these days to solve the complex problems in various areas as education, engineering, business, medicine, weather forecasting etc.


296-302
39

ASST. PROF. VISHAL GANGADHAR AUTI

Abstract:
Despite increasing data breach vulnerabilities, we know little about how organizations effectively identify and manage data breach incidents. To address this void, we conceptualize data breach incidents: trends, impact and mitigation strategies review. We conceptualize three areas of data breach risks (data breach Trends, data breach locus, and data breach impact) and Four forms of data breach Mitigation Strategies (Identify The Source Of The Breach And Deploy a Task Force, Secure Physical Areas Related To The Breach, Fix Vulnerabilities, Notify The Company And Relevant Parties) with detailed instances of each.


303-312
40

MRS. RUPALI KIRAN BHALERAO, DR. SHRIKANT MARUTI FULSUNDAR

Abstract:
The study discusses the challenges and best practices in credit risk assessment and mitigation in commercial banks. It explores various credit risk assessment methodologies used by commercial banks in India, highlights the effectiveness of existing risk mitigation strategies, and discusses industry best practices, successful approaches, and lessons learned from leading commercial banks. Furthermore, the results also provide recommendations for enhancing credit risk management frameworks in commercial banks by incorporating emerging trends, ensuring compliance with regulatory requirements, and embracing technological advancements. Key words: Credit Risk Assessment, Commercial Banks.


313-319
41

Ms. Aditi Narvekar

Abstract:
An Empirical Study of Rise in Commercial Sexual Exploitation (CSE) Cases and Implementation of Laws in the State of Goa. The study focuses on the increasing cases of commercial sexual exploitation in Goa, particularly targeting women, and the implementation of laws to address this issue. It draws from a comprehensive literature review, including works by Kiran Bedi, Madhusudhana, Kumudini Achchi, and Arshad Hussain, to understand the root causes and contributing factors such as demand-driven trafficking, global trade, social, economic, and political compulsions, and lack of effective implementation of laws. The research methodology includes both doctrinal and non-doctrinal methods, with data collected from primary sources such as questionnaires and RTI filings.


320-327
42

Ajinkya A. Bhujbal, Dr. Nitin Goyal

Abstract:
This research paper conducts an in-depth review of the supply chain management practices in the fruits and vegetables sector in India, addressing the challenges and opportunities inherent in the complex network of production, distribution, and retailing. The study critically examines existing


337-345
43

Mrs. Matale Suvarna Shankar, Dr. Mahesh Pandurang Bhaskar

Abstract:
Global concentration trends, low commodity prices, and growing input costs are pushing agricultural producers to explore for new ways to diversify and boost their enterprises' revenue streams. A growingly popular option is agritourism. Agritourism is a term used to describe a business venture that is operated for the benefit of guests at a functioning farm, ranch, or agricultural facility and provides extra revenue for the proprietor.


346-351
44

Prof. Sonal V. Kakade, Mr. Ganesh S. Awate

Abstract:
To the managers, Management Information System is an implementation of the\r\norganizational system and procedure. To a programmer it is nothing but file structures and\r\nfile processing. However, it involves much more complexity.


333-336
45

Prof. Dr. Rathod Hemlata Arvind

Abstract:
Human right is the right which every human being processes by virtue of being human. Human Rights denote all those rights which are inherent in our nature and without which we cannot live as human being. These rights are essential for the physical, moral, social, economic and spiritual welfare of every individual


352-354
46

Devarshi Chatterjee Dr Devapriya Chatterjee

Abstract:
The most charismatic feature to every organization with professional Human Resource Management is IoT. It is also the most interesting process, that attracts the media. It remodels the Human Resource Management in the workplace of an organization. The study deals with the Human Resource Management in an organization and the influence of IoT with different viewpoints and aspects. There are various aspects regarding Human Resource Management and IoT, that are studied in the paper, that includes the literature review, describing the development of Human Resource Management along with IoT, mentioning the technologies of adaptation, the data analysis of IoT, digitisation of the process of Human Resource Management and the efficacy of the data type.


355-364
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