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1

Dr.S.Vijayanathan and Mrs.Thusyanthi Rajakumaran

Abstract:
The buying pattern of consumer is changing at a faster rate in the customer-oriented market environment. Consumer behaviour changes when it comes to the product, price, features, quality, packaging, buying behaviour, status, generation, age of the customer etc. Changing consumer preferences of the present day affected by the digital marketing tools, because they mostly follow the rhythm of fashion and taste according to the changing time. Therefore, the aim of the study is to find “to what extend the digital marketing tools influence on consumer buying behavior in Jaffna District”. Data was collected by issuing questionnaire from the consumers in Jaffna district. The collected data was analyzed by using correlation analysis and regression analysis. Researchers found that digital marketing tools very strong positively correlated with cultural factors, strongly correlated with social and psychological factors and moderately correlated with personal factors of the consumer buying behaviour. Further, 68.6% of cultural factors, 36.6% of the social factors, 23.6% of the personal factors, 40.9% of the psychological factors and 63.2% of the consumer buying behaviour could be explained by the existence of digital marketing tools. This suggests that digital marketing tools significantly influence on consumer buying behaviour. It was concluded that, the current digital world consumer buying behaviour is strongly influenced by digital marketing tools. If the consumers consider properly on the information which are gathered from digital tools and also about the privacy and security while buying they can make their buying in a cost effective, secure, quality and in an efficient way.


1-12
2

Dr.N. Srinivas Kumar

Abstract:
Priority sector lending is a credit policy that aims to ensure that certain sectors of the economy, such as Micro, Small and Medium Enterprises (MSMEs), have access to adequate and timely credit. MSMEs are essential to the growth of an economy because they create employment opportunities, encourage entrepreneurship and innovation, and increase industrial output. Priority sector lending gives MSMEs access to loans at cheaper rates and better conditions than they could otherwise, enabling them to invest in new machinery, develop their businesses, and add new employment. Additionally, priority sector lending can also help to promote financial inclusion by reaching out to unbanked and underserved segments of the population. In general, lending to the priority sectors is essential for, which are a major force behind the growth of the economy. The importance of lending to priority sectors for the growth of MSMEs and its effects will be covered in this paper. The study had considered 203 people who are associated with different sixed MSMEs (respondents) among which the survey was conducted to know the role and impact of priority sector lending in the development of small-scale industry (MSMES) and concludes that Flow of credit, Eradication of poverty, Promote MSMEs and Development of business have significant impact on development of MSMES.


13-27
3

Dr Suman Jangra

Abstract:
The growing influence of social media has given rise to influencer marketing as a powerful tool that significantly shapes consumer behaviour and online shopping preferences. Unlike traditional advertising, influencer marketing leverages the credibility, relatability, and authenticity of digital personalities who act as trusted intermediaries between brands and consumers. Their endorsements often enhance brand awareness, build trust, and drive purchase intentions, particularly among younger audiences who are highly engaged in digital environments. As e-commerce expands, influencers play a vital role in shaping consumer perceptions, creating parasocial relationships, and encouraging both impulse and planned buying behaviours. However, concerns regarding transparency, authenticity, and ethical practices highlight the challenges associated with influencer-driven promotions. This study seeks to examine the impact of influencer marketing on consumer decision-making and online shopping behaviour, providing insights into its opportunities and limitations while contributing to the broader understanding of digital marketing dynamics in the evolving marketplace.


28-40
Collaboration Partners
  • Indian Journals

  • Swedish Scientific
    Publications

  • The Universal
    Digital Library

  • Green Earth Research
    And Publishing House

  • Rashtriya Research Institute
    Of New Medical Sciences

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