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1
  • IMPACT OF RECENT TECHNOLOGY ON BANKING SECTOR – AN ANALYTICAL STUDY


DR. M. K. KALBHOR

Abstract:
The study examines the impact of recent technology on the banking sector. The study aims to identify the benefits and challenges of adopting recent technology in the banking sector. A mixed-methods approach was used, combining both qualitative and quantitative data collection and analysis methods. The findings of the study highlight the benefits of adopting recent technology, including improved customer service, increased efficiency, and enhanced security.


127-130
2
  • ROLE OF LIFE INSURANCE CORPORATION OF INDIA IN HOUSING FINANCE


MISS. SONAM KARKUN TAJANE

Abstract:
This study examines the role of Life Insurance Corporation of India (LIC) in housing\\r\\nfinance, exploring its impact on the housing sector and the economy. A mixed-methods approach\\r\\nwas used, combining both qualitative and quantitative data collection and analysis methods. The\\r\\nfindings highlight the significant contribution of LIC in housing finance, including increased\\r\\naccess to housing loans, improved affordability, and enhanced economic growth.\\r\\n


131-134
3
  • A STUDY ON FINANCIAL PERFORMANCE OF AN AUTOMOBILE INDUSTRY WITH SPECIAL REFERENCE TO HERO MOTOCORP LIMITED


1. Mr. Harshal V. Nerkar , 2. Dr. Atul N. Barekar

Abstract:
Financial performance is important for various stakeholders like owners, management, investors and money lenders. Traditional financial statements comprising of the balance sheet and the profit and loss account and trading account do not give all the information related to the financial operations of a firm. Analysis and interpretation of financial statements help in determining the liquidity position, profitability, efficiency and long term solvency a firm. Ratio Analysis is an accounting tool to know the financial position of the selected entity. The purpose of the study is to assess and compare the financial performance of Hero Motocorp Ltd.


135-146
4
  • BIG DATA ANALYTICS TO DRIVE BUSINESS GROWTH IN INDIA: CHALLENGES AND FUTURE PROSPECTS


1. NIKHIL KIRAN PATIL , 2. DR. RAMESHWAR R. CHAVAN

Abstract:
The business sector of India has emerged to grow with the assistance of extensive amount of information and advanced technologies. Businesses that are keen to grow their sales and performance along with analysing data competition aided with additional advancements have indeed taken a step forward. This paper mostly illustrates how BDA is being utilized with respect to business enhancement along with the fact that new age technologies can also be rather challenging for these businesses. Furthermore, we delve into how government support will impact what the future holds for big data in the business sector.


147-154
5
  • ROLE OF PUBLIC SECTOR BANKS IN THE DEVELOPMENT OF AGRICULTURE PRODUCT INDUSTRIES IN INDIA


1. GETAM SANDIP KIRAN , 2. DR. VIJAYA NITIN GURSAL

Abstract:
This study examines the role of public sector banks in the development of agriculture product industries in India. A quantitative research approach was employed, using a survey of 100 agriculture product industries and 20 public sector banks. The findings highlight the significance of public sector banks in providing financial assistance, technological support, and market linkages to agriculture product industries. The study also identifies challenges such as inadequate credit facilities, high interest rates, and lack of awareness about banking services.


155-158
6
  • DIGITAL MARKETING STRATEGIES FOR AGRICULTURE PRODUCT :- AN ANALYTICAL STUDY


JAYASHRI NIVRUTTI KANASE

Abstract:
This study examines digital marketing strategies for agriculture products, exploring their effectiveness in promoting agricultural products and reaching target audiences. A mixedmethods approach was used, combining both qualitative and quantitative data collection and analysis methods. The findings highlight the significant potential of digital marketing strategies in promoting agricultural products and improving sales.


159-161
7
  • EXPLORING THE ROLE OF DIGITAL TRANSFORMATION AND ARTIFICIAL INTELLIGENCE IN ENHANCING OPERATIONAL EFFICIENCY AND DECISION-MAKING


DR. PODILAPU HANUMANTHA RAO

Abstract:
The advancement of digital technology alongside the emergence of artificial intelligence (AI) is transforming industries across the globe, offering unmatched opportunities to boost operational efficiency, improve decision-making strategies, and enrich customer engagement. This study explores the incorporation and impact of digital transformation and artificial intelligence within businesses operating in the Delhi NCR area.


162-178
8
  • AN ANALYTICAL STUDY OF DIGITAL TRANSFORMATION STRATEGIES FOR SMALL AND MEDIUM ENTERPRISES


DR. S. A JAGADALE

Abstract:
Small and Medium Enterprises (SMEs) are critical to emerging/growth economies around the world. They are essential for growth and employment generation and have been the focus of recent government policy in growth markets such as India. Digital transformation is critical for companies gearing themselves for the future and remaining competitive. Digital transformation for small and medium enterprises (SMEs) involves integrating digital technologies into all areas of a business. This can help SMEs improve efficiency, customer experience, and competitiveness.


179-184
9
  • IMPACT OF SOCIAL MEDIA ON YOUTH SKILL DEVELOPMENT


DR. BORAWAKE BHAGYSHREE PRASHANT

Abstract:
In the era of technology youth entering in college were born with technology and has used technology as a part of everyday life. Now students use communication technologies, like social media to interact peer-to-peer communication. when students take part in extracurricular activities, they use social media to enhance their performance. The present study aims to identify the impact of social media websites on the Youth with respect to the level of skill development with its aspects (skills of communication and dealing with others, decision making and problems solving, personal skills, technological skills etc.). Further, the study aims to reveal the differences in use of social media websites by the youth and its impact on their skill development.


185-188
10
  • CREATING AN INDIVIDUAL RETIREMENT PORTFOLIO: SECURING FINANCIAL INDEPENDENCE


DARSHANA T. PATIL

Abstract:
A well-designed retirement portfolio ensures financial stability and income generation during retirement years. This paper provides a comprehensive guide on how individuals should save and allocate income during their working years to build a retirement corpus. It focuses on investment strategies, disciplined savings, and allocation methods to ensure financial independence post-retirement, especially for individuals in sectors like IT without pension benefits.


189-192
11
  • A STUDY OF FARMING AND BUSINESS MANAGEMENT OF ALPHONSO MANGO FARMERS IN REIGAD DISTRICT, KONKAN REGION


1. BARGE SHITAL KALIDAS , 2. DR. P.G.PAWAR

Abstract:
The production of fruits is higher than the production of other crops. A new sector has emerged in Indian agriculture as an important sector for various agricultural purposes namely horticulture industry. Fertilization has emerged as a more profitable production sector than cereals. Being an agricultural country, India also has many regions which are temperate and sub-temperate as well as warm temperate. Such different environments are suitable for growing different fruits.


193-196
12
  • EMERGING TECHNOLOGIES FOR SUSTAINABLE TRAINING: ENTREPRENEUR, ENVIRONMENTAL AND EDUCATION (3E’S)


DR. SWARNLATA

Abstract:
The economy prosperity and development lead to disruption of the dynamic balance of the development. The technologies play a crucial role in ameliorating many of the sustainability challenges facing humanity, since sustainable development has been presented for a long period of time but it has not been able to bring about a substainable changes in our society. Sustainability in our daily living and to keep pushing for a sustainable society.


197-202
13
  • THE IMPACT OF CREDIT RISK MANAGEMENT ON THE FINANCIAL PERFORMANCE OF COMMERCIAL BANKS


1. DR. SHRIKANT FULSUNDAR , 2. MRS. RUPALI BHALERAO

Abstract:
Credit risk management (CRM) plays a vital role in the financial performance of commercial banks, directly impacting profitability, asset quality, and overall stability. This study explores the relationship between CRM practices and important financial indicators, such as Non- Performing Loans (NPLs), Loan Loss Provisions (LLPs), and the Capital Adequacy Ratio (CAR). It highlights how regulatory frameworks, including Basel norms, strengthen risk mitigation strategies.


203-207
14
  • IMPACT OF DIGITAL TRANSFORMATION ON WELLNESS BUSINESS ORGANISATIONS


1. DR. J. P. BHOSALE , 2. DR. PRAKASH DIVAKARAN , 3. DR. RANJITA PAWAR-JHAVERI

Abstract:
This study examines the impact of digital transformation on wellness business organisations, exploring the effects on customer engagement, operational efficiency, and revenue growth. A mixed-methods approach was used, combining both qualitative and quantitative data collection and analysis methods. The findings highlight the significant positive impact of digital transformation on wellness business organisations.


208-211
15
  • IMPACT OF DIGITAL TRANSFORMATION ON THE MANAGEMENT OF HIGHER EDUCATION IN THAILAND, SINGAPORE, AND INDIA


1. DR. J. P. BHOSALE , 2. DR. ARUN CHAINIT , 3. DR. G. G. BANIK

Abstract:
This study examines the impact of digital transformation on the management of higher education in Thailand, Singapore, and India. A mixed-methods approach was used, combining both qualitative and quantitative data collection and analysis methods. The findings highlight the significant positive impact of digital transformation on the management of higher education in the three countries.


212-216
16
  • MANAGEMENT OF FISH SEED PRODUCTION AND CONSERVATION IN INDIA:- CHALLENGES AND PERSPECTIVES


1. DR. S. D. TAKALKAR , 2. PROF. NIKITA KURHADE

Abstract:
This study examines the management of fish seed production and conservation in India, exploring the challenges and perspectives of sustainable aquaculture practices. A mixed-methods approach was used, combining both qualitative and quantitative data collection and analysis methods. The findings highlight the significant challenges faced by the Indian fish seed industry, including inadequate infrastructure, insufficient funding, and limited technical expertise.


217-220
17
  • ROLE OF NATIONALIZED BANKS IN IMPLEMENTING GOVERNMENT SCHEMES: A CASE STUDY OF SEED CAPITAL SCHEME


KRISHNA DHONDIBA MITKAR

Abstract:
This research paper explores the role of nationalized banks in implementing government\\r\\nschemes, with a special focus on the Seed Capital Scheme. The study evaluates the efficiency,\\r\\nchallenges, and impact of loan disbursement on small businesses and entrepreneurs. It also\\r\\nprovides a critical analysis of financial inclusion and policy effectiveness in promoting economic\\r\\ngrowth through these schemes. Furthermore, this study highlights the regulatory framework\\r\\ngoverning nationalized banks in executing government initiatives, with an emphasis on ensuring\\r\\neconomic equity. The findings provide valuable insights into financial inclusion, policy efficacy,\\r\\nand the socio-economic impact of banking institutions in fostering entrepreneurship and\\r\\nemployment.


221-223
18
  • E-MANAGEMENT


DR.PAYAL PRAKASH OSWAL

Abstract:
In this globalization era India is far lacking behind the technologies and services provided in private and Government sector as compared to the European Countries as well as other Asian countries. Whereas the gross GDP of the other countries is surprisingly increasing compared to Indian economical sector and one of the major reasons behind this scenario is the E-Management which is the most heat topic now-a-days. This paper will present the concept of E-management and evaluate its challenge then trace its implementation in India.


224-227
19
  • AN ANALYTICAL STUDY OF IMPACT OF DIGITIZATION ON COOPERATIVE MILK INSTITUTIONS IN INDIA


CHIRAG B. BHUJBAL

Abstract:
This study examines the impact of digitization on cooperative milk institutions in India, nexploring the effects on operational efficiency, milk procurement, and farmer engagement. A nmixed-methods approach was used, combining both qualitative and quantitative data collection nand analysis methods. The findings highlight the significant positive impact of digitization on ncooperative milk institutions in India.


228-232
20
  • IMPACT OF DIGITIZATION ON OPERATIONAL AND FINANCIAL PERFORMANCE OF DISTRICT CENTRAL COOPERATIVE BANKS IN INDIA


1. DR. A. R. GHUMATKAR 2. G. G. NIMBARKAR

Abstract:
This study examines the impact of digitization on the operational and financial nperformance of district central cooperative banks in India. A mixed-methods approach was used,ncombining both qualitative and quantitative data collection and analysis methods. The findings nhighlight the significant positive impact of digitization on operational efficiency, financial nperformance, and customer satisfaction


233-236
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